Medicare
Choosing the right Medicare plan can be overwhelming. That’s why we’re here. Our team provides one-on-one guidance to help you understand your eligibility, compare plan options, and select coverage that aligns with your health needs and budget. Whether you're turning 65 or considering switching your plan, Patania Healthcare Solutions is your ally.
Medicare Advantage Plans
Medicare Advantage, also called Medicare Part C, is an alternative way to receive your Medicare benefits through a private insurance company that contracts with the federal government. These plans include all the coverage provided under Medicare Part A (hospital insurance) and Medicare Part B (medical insurance), and most also include Medicare Part D (prescription drug coverage).
In addition to covering hospital stays, doctor visits, and preventive services, many Medicare Advantage plans offer benefits that Original Medicare does not cover. These may include dental care, vision services, hearing aids, fitness programs, transportation to medical appointments, over-the-counter cards, and telehealth services. Some plans have low or even zero-dollar premiums, though out-of-pocket costs can vary.
Our team will help you compare Medicare Advantage options based on your location, budget, prescription needs, and provider preferences, so you can choose a plan that delivers comprehensive and cost-effective coverage.
Let us help you find the right Medicare Advantage plan for your lifestyle
Medicare Supplement Insurance
(Medigap)
Medicare Supplement insurance, often referred to as Medigap, can help cover costs not covered by Original Medicare.
Medigap policies are sold by private insurers and are designed to "fill the gaps" in Original Medicare. Depending on the plan you choose, it may cover expenses like hospital coinsurance, skilled nursing facility costs, foreign travel emergencies, and more. Medigap policies do not include prescription drug coverage, so you will need to enroll in a standalone Medicare Part D plan for this coverage.
Unlike Medicare Advantage plans, Medigap plans work alongside your Original Medicare coverage. You maintain access to any provider nationwide who accepts Medicare, giving you flexibility and peace of mind wherever you go.
Our licensed advisors will guide you through your Medigap options and help you choose a plan that meets your medical needs and financial goals.
Simplify your costs and gain greater control with Medigap
Medicare Part D
Prescription Drug Plans
Medicare Part D is the government’s prescription drug program, offered through private insurance companies. These plans help cover the cost of prescription medications, including both brand-name and generic drugs, and are available to anyone enrolled in Medicare Part A and/or Part B.
Each Part D plan has its own list of covered medications, known as a formulary, as well as rules about how drugs are tiered, prior authorizations, and pharmacy networks. Understanding these differences is important, especially if you take regular medications or require specialty prescriptions.
We help you evaluate plan options based on your specific prescriptions and preferred pharmacies. We will also ensure you understand your plan's coverage phases, including the deductible, catastrophic coverage, and prescription drug tiers.
Ensure your medications are covered at a cost you can manage
Dental and Vision Benefits
While Original Medicare does not typically include routine dental or vision care, many Medicare Advantage plans do. These benefits can include preventive services like annual eye exams, teeth cleanings, x-rays, and even coverage for hearing aids or eyeglasses.
Maintaining your oral and visual health is crucial to your overall well-being. Untreated dental issues can contribute to heart disease and other serious conditions, while poor vision can increase the risk of falls and injury.
At Patania Healthcare Solutions, we help you explore plans that go beyond basic coverage, connecting you with options that support your full health, head to toe. Whether you need dental implants, new lenses, or hearing support, we can help you find a plan that meets those needs.
Stay covered with a plan that cares for your smile, sight, and hearing